What We Do

What We Do

Supporting New and Existing Business

Community Futures are developmental lenders. That means we work in collaboration with (not in competition to) conventional lenders like banks and credit unions. For over 30 years we have successfully helped local entrepreneurs get business financing to:

  • Start or expand a business
  • Apply new technology to a business
  • Upgrade business facilities and/or equipment
  • Develop new products and services
  • Access new markets
  • Expand into the global marketplace

Community Futures provides services and program supports to small- and medium-sized business owners and entrepreneurs living in rural areas. Our services include:

  • A variety of small business loans
  • Business planning support
  • Small business training
  • One-on-one start-up or expansion consulting
  • Support in gaining access to other small business supports, information, and access to capital

In addition to these client services, we offer facilities rentals to local groups and businesses, as well as state-of-the-art video conferencing technology for use in training sessions, conferences and business meetings.





Our History

Community Futures is part of a national economic development program that has been supporting small business and community economic development since 1986.

Our Community Futures office is a non-profit organization guided by a volunteer board of directors and staffed with business professionals. Our volunteers and staff work with community partners to develop and implement community-based economic development strategies.

We provide a variety of different support services – including business loans, training and coaching, and access to expert resources – to people wanting to start, expand, franchise or sell a business, and to owners of small- and medium-sized businesses in the community.

We also work in partnership with other business lenders, educational institutions, not-for-profits and community governments to grow and diversify our local economy.

Community Futures is funded in western Canada by Western Economic Diversification Canada

Performance Results 2019-2020



Our Staff

Community Futures Sun Country's small business specialists are dedicated to taking the time to really understand your business ideas – and then rolling up their sleeves to help you make them happen. We can help you apply for business loans, write a business plan, understand your cash flow and access new markets. We have in-depth knowledge of the unique characteristics of location’s local and regional economies and active partnerships with business and community leaders, local government, educational institutions, other business lenders and not-for-profits.

Call or email us to move your business concept forward.

Deb Arnott

Debra has been the General Manager for the Corporation, since 1992. She is responsible for the overall operations including negotiating programs for the area. She has a passion and years of experience in community economic development and works hard to ensure that programs remain in the rural communities that are serviced by Community Futures. Debra has had the opportunity to participate and interact with all levels of government, cultivating relationships to enhance support in the region.

Deb Arnott

General Manager

Linsie Lachapelle

Linsie is the Office Manager. She is responsible for assisting the General Manager with the administration of the Lending Program and Projects; the technical support for all software and computers; providing coaching and mentorship to the Community Futures Office.

Linsie Lachapelle

Office Manager


Our Board

Community Futures Sun Country is guided by a volunteer Board of Directors made up of local business people who have extensive knowledge and experience of our local economy and represent our region's population and main economic sectors. The role of the Board is to establish our organization’s priorities, monitor our business loans, oversee our general performance, and be accountable to key stakeholders, such as local, provincial and federal governments.

Interested in becoming a board member or committee volunteer? Please contact us and we’ll be happy to answer any questions.

Board recruitment policy
Board recruitment package


Scott Medlock

Scott Medlock is a resident of Hope and manages an auto parts store. Scott is an active community member serving as a Councilor for the District of Hope. He serves as a council liaison for the Advantage Hope Committee. He is the president of the Hope Lions Club. Scott has served as a director for the Hope and District Chamber of Commerce, is a member of the Hope Motorsports Group and serves as a member of the volunteer Fire Department. He enjoys the Sun Country area and is committed to promoting economic development in the area.

Scott Medlock


Victor Smith

Victor Smith is a long term and active resident of Hope. His background is in The Mining and Construction Industry. He supports and encourages entrepreneurship, recognizes how instrumental businesses are in rural communities. The list of organizations Victor has participated in is endless. Victor was recently awarded the Provincial Champion for Volunteer of the year award. His tireless dedication to his community is inspiring to those around him.

Victor Smith


Karma Kubbernus

Karma is a resident of Ashcroft and Branch Manager of the local Credit Union. Karma is the past President of the local Rotary Club and has been a representative at the National Young Leaders Conference. Karma seeks to have meaningful impacts in her community by way of professionalism, volunteer activities and working with charitable organizations. She likes to work in an environment that encourages leadership and lifelong learning. Karma is now green belt certified!

Karma Kubbernus

Secretary / Treasurer

Michelle Hawkins

Michelle joined the team as a Board Member August 2018. Michelle's background includes experience as a personal insurance advisor and operations manager for a business that is focused on wellness and support. Michelle has lived in the region since 1994. She is engaged in her community of Logan Lake, volunteering on the Logan Lake Wellness Health and Youth Society where she had to step down as Chair when she was hired as the Better at Home Coordinator. So on top of volunteering, she is now employed by a non-profit.

Michelle Hawkins


Andrew May

Andrew May is a resident of Clinton and an active member in the community. He currently is on the Board of the South Cariboo Museum Society and is an Executive Member of the Clinton and District Economic Development Society. He has served on boards of several community groups, including Economic Development and Historical Societies in the Okanagan and South Cariboo. Andrew has been an instructor at Okanagan College, owner/ operator of an auto repair shop and Founder/ President of Procurement and Inventory Management Consultancy

Andrew May


Yoriko Susanj

Yoriko joined the Community Futures Sun Country board as a director July 2019. Yoriko is a resident of Savona currently employed as a Regional Coordinator (BC/ Alta/ Yukon) for the Canadian Association of Elizabeth Fry Societies. Prior to becoming a Regional Coordinator, Yoriko was the Executive Director for the Elizabeth Fry Society. She also serves as a relief bookkeeper as well as a relief clerical worker for SD#73. She has 30 years experience in Karate where she has volunteered as an instructor for 25 years, and now has her own Dojo. Yoriko also shares her expertise with the local government as a Japanese translator. Yoriko is very involved in the region participating on many nonprofit societies. Yoriko has a passion for empowering individuals and understands the importance of local business.

Yoriko Susanj


Dona Radomsky

Dona became a resident of Logan Lake in 2004 as the community's Pharmacist Manager. She was instrumental in the formation of the Logan Lake Business Association and took the lead as chairperson for many years. She has since moved on but remains active in her community. She is now the director with both the Logan Lake WHY as well as Community Futures Sun Country.

Dona Radomsky

Advisory Committee Member



Client Testimonials


Congratulations on 30 years Community Futures!


~ Sam Hassam/ Owner, Lillooet BC
True Value Hardware

Congratulations on 30 years of excellent community support! We appreciate your business.


~ Pam Aie, Ashcroft BC
Revelations Hair Salon

Happy 30th Anniversary!

It is great to have Community Futures in such a small town where we get great support and help for the small businesses in the community. I am looking forward to working with our community.


~ Ogesh Chand (Owner/ Operator), Ashcroft BC
Riverside Restaurant

Congratulations Community Futures on 30 years!

You have supported small businesses and helped make realities out of our dreams. Best wishes on many more years!


~ Deva Fournier, Ashcroft BC
Natures Gifts

A big thank you to Community Futures for helping to make Abundance Artisan Bakery and Cafe a reality. It has been a pleasure to work with such a caring and people centered organization.


~ Dana & Craig Sibley, Lillooet BC
Abundance Artisan Bakery

As a new business in the area it has been fantastic to work with the Community Futures and I appreciate all they do for business development.


~ Debra Neufeld, CPA, Lillooet BC

Congratulations Community Futures!

The Lillooet business community is lucky to have you.


~ Marianne Benoit Gagnon, Lillooet BC

Community Futures Rocks!

Through comprehensive and sincere encouragements, thank you for providing road maps for growth and prosperity for people like you and I.


~ Mariko Kage, Lillooet BC
Life Skills Consultant/ Youth Mentorship

Congrats on 30 years!

All you ladies are the best and a great help for business.


~ Debra Krokos, Cache Creek BC
Manie's Pizza & Grill

Thank you so much for everything you have done for me and my business over the past few years. I appreciate all the support, both financial & educational that you have provided to help me to be successful at my business.

~ Natasha Lundgren, Hope BC

My name is Lene Madeiros, and I would like to share with you my personal experience with Community Futures. In 2004 I wanted to open my own business in Ashcroft, BC. My trade is a Barber, so to have my own shop was my dream. The banks didn't want to take a chance on a single female Barber that had 20 years experience who wanted to be self employed in a small town. I heard about Community Futures and approached them. The staff there made me feel right away that I was important and that my dream was something they wanted to help me with. They sat with me and went over all the material, and helped with the paper work, pointing me in the right direction. Am I living my dream? It's 2013, 9 years and going strong. What did Community Futures do for me? What didn't they do. Thank you to all the staff of Community Futures.

~ Lene Madeiros, Ashcroft BC

I would like to express our gratitude and appreciation for believing in us and having faith that we were honourable, hardworking people. It is refreshing to do business with an organization that is far more personal than a bank and looks at not only ones ability to pay, but also considers the "person". It has always been a pleasure doing business with Community Futures.

~ Kathy Fulmer-Desmond, Savona BC

I have learned everything from making homemade bath bombs to developing a unique style in photography. I have also taken an intense interest in gardening, both indoors and out. I have enjoyed the opportunity to work and learn with Community Futures. Thank you!

~ Linda Carpenter, Logan Lake BC

What a great organization that has exemplified by the passion and dedication of the great folks that run it. Deb Arnott in particular has been a wonderful source of information, inspiration...while occasionally helping me find my way when the twisted turns we travel on the highway of governance get the better of us. Your organization has much to look back at with a smile...knowing you have not only made a difference in peoples lives but in the vibrancy of rural BC. A shout out to you all...may the next quarter century be even better.

~ TNRD Director Rice, Blue Sky Country 

Community Futures helped me become an independent business owner. Applying for a loan at the bank was a disappointing experience because I had never owned a business before, they didn't take me seriously. Regular banks only look at property and building value. At Community Futures, they also look at intellectual assets, good will, and income potential. Deb Arnott helped me to apply to the Business Development Bank, and with their initial funding, plus a loan remaining amount from Community Futures, I was able to purchase an established business. Community Futures helped me into the exciting world of being an independent business owner, and entrepreneur.

~ Nicola French, Cache Creek BC

I wouldn't be in business without Community Futures. My dream to open a tea shop came true through my relationship with Community Futures, and Deb Arnott. Besides a start-up loan, I got a whole small business package that included help with my business plan, how to manage cash flow, and loads of other training and support to really show me how to run a business. Deb was so knowledgeable and encouraging, and just a phone call or text away. She even recommended a higher-traffic location that ultimately lead to my success. I would not be in business without Community Futures. Thank you Deb!

~ Nadine Davenport, Ashcroft BC

I needed help to start up my trucking business and reached out to CF Sun after I heard many great things. During the whole process the team was accommodating and helpful and together we found the right package. I always felt involved and always receive a quick response if any questions come up. Thank you.

~ Andre Kuerbis, Owner AFK Trucking, Gold Bridge BC

Community Futures helped save our local cable TV. Without a loan from Community Futures Sun Country, we would have defaulted on a commitment to purchase the local cable company from its east-coast parent company. The local bank couldn't support us as an Enterprising Non-Profit, so Sun Country's Deb Arnott met with our Board, and helped us get our paperwork and financials organized. She was so responsive to our many questions, and even coached us on the right language to use for our submission. We were so relieved to get the loan, because the local Cable TV is important to our small, isolated town. This loan helped us keep a local business alive.

~ Ginny Bate, Lytton Area Wireless Society 


Western Economic Diversification Canada
Societe de developpement economique
Pour obtenir le service en fran├žais appeler 1-877-732-3534
Community Futures Sun Country
Growing communities one idea at a time

203 Railway Ave.
PO Box 1480
Ashcroft BC V0K 1A0
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